CAPGEMS Whole Home Performance (WHP) is a turnkey solution that helps public agencies and mission-driven lenders scale the delivery of comprehensive home upgrades for low- and moderate-income homeowners. By combining essential home repairs with energy retrofits into a single project, CAPGEMS WHP improves safety, efficiency, and affordability—while resolving persistent barriers like fragmented funding, homeowner confusion, and contractor shortages.
CAPGEMS™ Whole Home Performance
Integrated Home Repair & Energy Retrofit Solutions for Public Partners
CAPGEMS WHP provides a customizable “Program in a Box” that includes:
- Whole Home Performance Plans with unified scopes of work and measurable outcomes
- Coordinated Capital Stacks blending CDBG, WAP, IRA HEAR Rebates, utility funds, and end loans
- Compliance-ready policies, procedures, and process maps
- Homeowner End Loan structures through CDFI and credit union partners based on projected utility savings
- Contractor training and pipeline development for bundled project delivery
- CAPGEMS Software Platform to manage applications, inspections, payments, and reporting
Whether you’re a local government, Weatherization Assistance Program provider, CDFI, credit union, or utility partner, CAPGEMS WHP offers the infrastructure, staff, and strategy to deliver impactful, compliant, and scalable whole home solutions in your community.
CAPGEMS Whole Home Performance Quarterly Updates
Capital Access and CAPGEMS publish quarterly updates to share progress, lessons learned, emerging opportunities, and policy developments related to Whole Home Performance implementation.
These updates highlight efforts to expand production capacity, coordinate funding sources, strengthen contractor networks, and improve the delivery of home repair, hazard remediation, weatherization, and energy retrofit projects.
We invite homeowners, funders, contractors, utilities, community organizations, and public sector partners to follow our work as we explore practical strategies to advance housing preservation and Whole Home Performance delivery systems.
Let’s Work Together
Fill out our form on our Contact Us page or call 215.551.2000 to learn how Capital Access can help you strengthen your housing and community development programs.